The Student Health Insurance Plan (SHIP) provides the same benefits for Cornell
graduate students at the New York State Agricultural Experiment Station in Geneva
that it provides for students on the Ithaca campus.
We understand that, while you may choose to get some of your health care needs
met at Gannett Health Services in Ithaca, you may also need health care in Geneva
for both routine and emergency care.
As you know, the SHIP is managed by Aetna Student Health and
underwritten by Aetna Life Insurance Company. As a SHIP member, you have access to Aetna Navigator®, your secure member website, packed with personalized claims and health information.
At this website, using Docfind®, you can find the names of health care professionals and facilities in the
Geneva area (or anywhere you live or travel for study, work, or pleasure) that
participate in SHIP.
In Area, In Network Providers
The providers and facilites on the DocFind® site who are located in the Geneva Zip code of 14456 are defined as In Area, In Network Providers. This means claims from these providers and facilities will be paid at 100%, after your applicable SHIP co-pays and deductibles.
Providers and facilities include Geneva General Hospital, Primary Care providers,
Specialists, and Mental Health providers.
To access all the participating providers in the Geneva area, please use Docfind® and type in zip code 14456.
SHIP copayments are the same whether you go to participating providers in Ithaca or Geneva.
All Cornell students can see a Gannett Health Services provider for a $10 student visit charge, regardless of what health insurance plan they have. This is a Gannett Health Services fee, not a SHIP copayment, or other insurance-related fee.
If you wish to be seen at Gannett, transportation between Geneva and Ithaca may be possible via the use of a car provided by the Station (NYSAES). Patient parking spaces are also available for those who are able to find their own transportation to Gannett. View Gannett's special information for Geneva students.
Accessing primary care medical and counseling services at Gannett is not always
an option for or the choice of enrolled students whose work takes them away from
Ithaca, including those in Geneva. Relying on Aetna providers only, you may have
more out-of-pocket expenses than students who can go to Gannett. Some students
in Geneva have raised questions and concerns about this. Several University departments
and committees are reviewing this complex issue. We will provide more information
to Geneva students as more is understood about both the possibilities and limitations.
Communicating about insurance benefits is complex. While brochures and web information are available, they may not be enough. Cornell University Office of Student Health Insurance staff members want to help you understand your benefits and access the health care you need, when and where you need it. Please contact our office by phone or e-mail for information and support. Or come meet us when we are in Geneva to provide an orientation to the SHIP specifically for grad students at NYSAES.