SHIP Benefits

The SHIP provides health care coverage and protection against unexpected health care expenses for the enrolled dependents of Cornell students.  

Eligibility 

If you are enrolled in the SHIP, you may also enroll your:  

• lawful spouse/same-sex partner (residing with you)
  
• unmarried children (including stepchildren and foster children) under the age of 19, who are not self-supporting, and who reside with you or for whom you are court-ordered to provide insurance  

Enrollment 

Dependents are not automatically enrolled. If you wish to enroll your dependent(s), please contact the Cornell Office of Student Health Insurance to fill out the necessary forms and arrange for premium payments. You must do this each year you wish to enroll dependent(s).  

Enrollment deadlines: 

• For students enrolling in the fall semester: September 30
  
• For students entering Cornell for the spring semester: February 28
  
• Late registrants: within 30 days of registration 

If you have a dependent who experiences a significant life change that directly affects his or her insurance coverage (such as a loss of coverage from a prior plan, marriage, divorce, or reasons beyond a person’s control), the deadline to enroll in the SHIP is 30 days after the significant life-changing event.  

If you have a health insurance plan other than the SHIP and lose your coverage during the academic year, you must acquire a new plan that meets Cornell's requirements. You may be eligible to enroll in SHIP prior to May 7, 2011. Check with Cornell Office of Student Health Insurance. 

Annual premiums

(2012-2013)

Spouse or same-sex partner: $4,036
Child/ren: $2,568 (same price for one or more children)

(2011-2012)

Spouse or same-sex partner: $4,136
Child/ren: $2,610 (same price for one or more children)

Premiums for dependents may be paid all at once or monthly. 

The monthly Installment Payment Plan allows you to pay over time and carries a small service charge. You must sign up for this at the beginning of each year before the October 31 deadline (February 28 for spring entrants). Installments can be applied to your bursar account only between September and April each year.