SHIP Benefits

Invest a bit of time to learn how to get the most out of Cornell's Student Health Insurance Plan. 

Use the SHIP Member's Guide

It's your plan, and you should understand:

• benefits, options, and limitations of the SHIP
• your responsibilities as a plan member
• coverage from SHIP's three levels of care: Preferred Care (in Area); Preferred Care (Out of Area), Non-Preferred Care
• where to go with questions, concerns, problems  

The SHIP Member's Guide has detailed information to:

• facilitate your care
• maximize your coverage
• avoid misunderstandings and missteps

Coverage for care on-campus

For students and spouses/domestic partners enrolled in the SHIP and residing in the Ithaca area, Gannett Health Services is your primary care provider. Except in an emergency or for ob/gyn services, whenever you need health care, you must begin at Gannett to receive the maximum benefit for medical and mental health services.

The Gannett website (www.gannett.cornell.edu) provides a wealth of information about student health topics and outlines how to access the vast range of services at Gannett. Please bookmark the Gannett website and to use it as a resource throughout your time at Cornell.

Coverage for care off-campus

When the care you need cannot be provided on campus by Gannett Health Services, the SHIP provides many options for you. It's important to know how to:

• manage referrals
• find a physician
• get good care outside of Ithaca, and maximum coverage

Leaving Cornell mid-year?

You may be eligible for the Early Termination Option. Applications must be submitted by the January 31 deadline.

Plan cancellation and premium refund

The SHIP's policies related to cancellation and premium refund should be understood by every member before questions ever arise.

Need help?

If you need more information to help the SHIP work for you, please contact us.